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Cigna and Evernorth psychological testing coverage: codes and prior authorization

The short answerCigna's policy covers neuropsychological testing (96132, 96133, 96136 to 96139) only when information will guide decisions, there are symptoms of significant decline, and one of a listed set of conditions is reasonably suspected. Educational, vocational, baseline and screening uses are not covered. The member's plan document overrides the policy.

1 row: Cigna (Evernorth). Public policy, not the member's benefits.

Cigna and Evernorth

Evernorth Coverage Policy EN0258 Neuropsychological Testing (effective 9/15/2026) · All states

96116Listed (medically necessary when the policy criteria are met) [1]
96121Listed (medically necessary when the policy criteria are met) [1]
96130Not named (the policy addresses neuropsychological testing only) [1]
96131Not named (the policy addresses neuropsychological testing only) [1]
96132Listed (medically necessary when the policy criteria are met) [1]
96133Listed (medically necessary when the policy criteria are met) [1]
96136Limited (covered when medically necessary and used to report neuropsychological test administration and scoring) [1]
96137Limited (covered when medically necessary and used to report neuropsychological test administration and scoring) [1]
96138Limited (covered when medically necessary and used to report neuropsychological test administration and scoring) [1]
96139Limited (covered when medically necessary and used to report neuropsychological test administration and scoring) [1]
Where it appliesAll of the following: the information will be used for clinical decision making, there are symptoms indicative of a significant decline in cognitive or behavioral functioning, and there is a reasonable suspicion of a listed condition. [1]
DiagnosesListed suspicions include autism spectrum disorder, brain tumor, anoxic or hypoxic episode, CNS infection with neurocognitive problems, dementia, demyelinating disease, epilepsy, toxic exposure, Parkinson's or Huntington's disease, postconcussion syndrome, stroke and traumatic brain injury. Concussion and mild cognitive impairment qualify only with a change in mental status, suspicion of an underlying CNS condition and failed standard treatment. [1]
Prior authorizationEvernorth's Massachusetts supplemental form for behavioral providers (01/2024) says authorization for psychological testing is not routinely required and to contact Evernorth Behavioral Health for account-specific information. We found no national prior authorization rule for Cigna. [2]
AlsoNot covered for any indication not listed, including educational or vocational assessment, improving academic performance, baseline assessment of function, monitoring chronic conditions with no significant new change, and screening. Computerized neuropsychological testing that needs no clinician interpretation and report is experimental. A number of states mandate autism coverage, so check the plan. [1]
  1. Evernorth (Cigna): Coverage Policy EN0258 Neuropsychological Testing (effective 9/15/2026), checked October 30, 2026
  2. Evernorth Behavioral Health: Massachusetts Psychological and Neuropsychological Assessment Supplemental Form (01/2024), checked October 30, 2026

What Cigna and Evernorth's documents say

The table above has every field we found for Cigna and Evernorth, with numbered sources. In short:

Psychological testing coverage at other national payers

Medicare (national), Aetna, UnitedHealthcare and Optum Behavioral and Carelon Behavioral Health.

Check Cigna and Evernorth's claim against the row

Before the claim goes out, compare it with the row above: the evaluation and administration codes pair the way the policy says, the hours fit any cap, the referral question is documented, and prior authorization covers the units. The psychological testing table compares Cigna (Evernorth) with every other payer we checked.

Sources

  1. Evernorth (Cigna): Coverage Policy EN0258 Neuropsychological Testing (effective 9/15/2026)
  2. Evernorth Behavioral Health: Massachusetts Psychological and Neuropsychological Assessment Supplemental Form (01/2024)

Sources checked . Payer rules change; verify the member's benefits.

Frequently asked questions

Which psychological testing codes does Cigna and Evernorth list?

96116, 96121, 96132 and 96133 are listed. 96130 and 96131 are not named in this policy. 96136, 96137, 96138 and 96139 are limited. The member's plan still decides coverage, visits and cost sharing, so verify benefits before the first visit.

Does Cigna and Evernorth need prior authorization for psychological testing?

Evernorth's Massachusetts supplemental form for behavioral providers (01/2024) says authorization for psychological testing is not routinely required and to contact Evernorth Behavioral Health for account-specific information. We found no national prior authorization rule for Cigna.

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